Merchant Assets Per Region
Welcome to our Merchant Assets page! Here you can find the assets you can use in your country/market.
Talking about what merchant assets you need to have on your site in order to achieve a brand-friendly integration, we should remind ourselves of what the payment selector is. The payment selector could be seen as a container for the so called brand elements. In this case, the brand elements are Klarna’s payment badge and Klarna’s payment descriptor. Below you will find correct namings for the payment descriptor based on your country and information on how to use the payment badge.
Example of how Payment Descriptor + Payment Badge looks like
Payment Descriptors
AU · AT · BE (Dutch) · BE (French) · CH (French) · CH (German) · CH (Italian) · DE · DK · ES · FI · IT · NL · NO · PL · SE · UK · US
AU
| Payment method | Payment descriptor (preferred) | Acceptable descriptors |
|---|---|---|
Payment method Instalments | Payment descriptor (preferred) 4 interest-free instalments | Acceptable descriptors 4 easy payments |
AT
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Sofortüberweisung |
Payment method  | Payment descriptor (preferred) Lastschrift |
Payment method  | Payment descriptor (preferred) Kreditkarte |
Payment method  | Payment descriptor (preferred) Sofort bezahlen (For combined) |
Payment method Pay later | Payment descriptor (preferred) Rechnung |
Payment method Financing | Payment descriptor (preferred) Ratenkauf |
BE (Dutch)
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Directe bankoverschrijving |
Payment method Pay later | Payment descriptor (preferred) Betalen binnen 21 dagen |
BE (French)
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Virement bancaire |
Payment method Pay later | Payment descriptor (preferred) Paiement dans 21 jours |
CH (French)
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Virement bancaire |
Payment method Pay later | Payment descriptor (preferred) Facture |
CH (German)
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Sofortüberweisung |
Payment method Pay later | Payment descriptor (preferred) Rechnung |
CH (Italian)
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Bonifico diretto |
Payment method Pay later | Payment descriptor (preferred) Fattura |
DE
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Sofortüberweisung |
Payment method  | Payment descriptor (preferred) Lastschrift |
Payment method  | Payment descriptor (preferred) Kreditkarte |
Payment method  | Payment descriptor (preferred) Sofort bezahlen (For combined) |
Payment method Pay later | Payment descriptor (preferred) Rechnung |
Payment method Financing | Payment descriptor (preferred) Ratenkauf |
DK
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay later | Payment descriptor (preferred) Køb nu. Betal senere. |
Payment method Financing | Payment descriptor (preferred) Del op. |
ES
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Combined | Payment descriptor (preferred) Compra ahora, paga después |
Payment method Pay now | Payment descriptor (preferred) Transferencia Bancaria Online |
Payment method Instalments | Payment descriptor (preferred) Paga en 3 plazos sin intereses |
FI
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Verkkopankkimaksu |
Payment method  | Payment descriptor (preferred) Kortti |
Payment method Pay later | Payment descriptor (preferred) Maksa myöhemmin |
Payment method Financing | Payment descriptor (preferred) Pilko maksut |
IT
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Combined | Payment descriptor (preferred) Compra ora, paga dopo |
Payment method Pay now | Payment descriptor (preferred) Bonifico diretto |
Payment method Instalments | Payment descriptor (preferred) Paga in 3 rate senza interessi |
NL
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Betaal nu |
Payment method  | Payment descriptor (preferred) Online bankoverschrijving |
Payment method  | Payment descriptor (preferred) Automatische afschrijving |
Payment method Pay later | Payment descriptor (preferred) Betaal later in 14 dagen |
NO
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Kort |
Payment method Pay later | Payment descriptor (preferred) Få først. Betal senere. |
Payment method Financing | Payment descriptor (preferred) Del opp. |
PL
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Przelew elektroniczny |
SE
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay now | Payment descriptor (preferred) Bankkonto |
Payment method  | Payment descriptor (preferred) Banköverföring |
Payment method  | Payment descriptor (preferred) Kort |
Payment method  | Payment descriptor (preferred) Kort eller bankkonto (For combined) |
Payment method Pay later | Payment descriptor (preferred) Få först. Betala sen. |
Payment method Financing | Payment descriptor (preferred) Dela upp. |
UK
| Payment method | Payment descriptor (preferred) |
|---|---|
Payment method Pay later | Payment descriptor (preferred) Pay in 30 days |
Payment method Instalments | Payment descriptor (preferred) 3 interest-free instalments |
Payment method Financing | Payment descriptor (preferred) Monthly financing |
US
| Payment methods | Payment descriptor (preferred) | Acceptable descriptors |
|---|---|---|
Payment methods Combined | Payment descriptor (preferred) Pay later | Acceptable descriptors Buy now, pay later |
Payment methods Pay later | Payment descriptor (preferred) Pay in 30 days | Acceptable descriptors Buy now, pay in 30 days |
Payment methods Installments | Payment descriptor (preferred) 4 interest-free payments | Acceptable descriptors 4 easy payments |
Payment methods Financing | Payment descriptor (preferred) Monthly financing | Acceptable descriptors Financing |
Payment Badge
Use this link:
1https://x.klarnacdn.net/payment-method/assets/badges/generic/klarna.svg
Example of how the combination of local Payment Descriptor naming and the badge looks like
Klarna badges in SVG and PNG formats can be found below. Our preferred integration features the pink badge, but black and white badges are available if needed. We also have guidelines for badge-only checkouts, but please contact us for integration best practices.
Preferred Badge
The pink badge creates the most recognition with our checkout badges and should always be used when talking about our benefits within a merchant context.
1https://x.klarnacdn.net/payment-method/assets/badges/generic/klarna.svg
1https://x.klarnacdn.net/payment-method/assets/badges/generic/klarna.png
Alternative Badges
If you have a good reason not to use the pink badge, there are black or white versions available. When using black or white badges, use the one with the best contrast to the background.
White Badge
1https://x.klarnacdn.net/payment-method/assets/badges/generic/white/klarna.svg
1https://x.klarnacdn.net/payment-method/assets/badges/generic/white/klarna.png
Black Badge
1https://x.klarnacdn.net/payment-method/assets/badges/generic/black/klarna.svg
1https://x.klarnacdn.net/payment-method/assets/badges/generic/black/klarna.png
Country Codes
In order to fulfill legal requirements in each country, you need to enter the correct locale parameters in your URL.
| Country | Locale |
|---|---|
Country Austria | Locale de_at |
Country Belgium (french) | Locale fr_be |
Country Belgium (dutch) | Locale nl_be |
Country Denmark | Locale da_dk |
Country Finland | Locale fi_fi |
Country France | Locale fr_fr |
Country Germany | Locale de_de |
Country Italy | Locale it_it |
Country Netherlands | Locale nl_nl |
Country Norway | Locale nb_no |
Country Poland | Locale pl_pl |
Country Spain | Locale es_es |
Country Sweden | Locale sv_se |
Country Switzerland (french) | Locale fr_ch |
Country Switzerland (german) | Locale de_ch |
Country Switzerland (italian) | Locale it_ch |
Country United Kingdom | Locale en_gb |
Country United States | Locale en_us |