Use of Cookies

Cookies are small data files that are transferred from a web server to your web browser and your computer when you visit a website. If your web browser accepts this information, the cookie will be stored in the web browser, on the hard disk or in memory of your computer and is active until the specific expiration date. When a cookie reaches the expiration date, it is automatically deleted from the appropriate directory by the browser. Brief information from a contact with the web server can be stored until the next contact with this web server. This can, for example, be information that was gathered at the first visit of the website. When you visit the website for the second time, the information does not need to be collected again. This therefore leads to more efficient and effective use of the website by the user.

Klarna Bank AB (publ) uses cookies to offer you the best possible, tailored, online experience when you visit Klarna’s developers website. When you allow Klarna to place cookies on your computer, the settings that you set during a previous visit will be stored. When you visit the site again, you do not need to re-enter the information. No personal data is collected in this process.

You can determine the use and scope of cookies in your computer settings. You can set your web browser to receive alerts every time a cookie is placed or turn off all cookies (in the Help function of your browser, you can learn how to change or update your cookies correctly). We would like to point out that this is considered a computer setting and these settings only apply for the computer on which it is made. If you use more than one computer, the settings must be made on each computer. Please note that parts of Klarna’s website may not function properly if you disable cookies. Klarna reserves the right to change the ways and purposes in which cookies are used. Klarna recommends that you regularly review this page to learn about changes in the use of cookies.

Use of Google Analytics

This website uses Google Analytics, a web analytics service provided by Google Inc. (“Google”). Google Analytics uses cookies to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) is transmitted to and stored by Google on servers in the United States. In case of activation of the IP anonymization, Google will truncate/anonymize the last octet of the IP address for Member States of the European Union as well as for other parties to the Agreement on the European Economic Area. Only in exceptional cases, the full IP address is sent to and shortened by Google servers in the USA. Google uses this information to track how you use the website, compiling reports on website activity for website operators and providing other services relating to website activity and Internet usage. Google may also transfer this information to third parties where Google is legally required, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with other Google data. By using this website, you consent to the processing of data by Google in the manner and for the purposes set out above. You can decide whether to accept cookies, reject cookies or to set your browser into notifying you when a cookie is set. This can be done by adjusting the settings of your browser. It is also possible to delete cookies previously placed through your browser.

Another possibility regarding the refusal of cookies is to install Google Analytics on the Google opt-out Browser Add-on. This can be done through this link: . The add-on communicates with the Google Analytics JavaScript (ga.js) to indicate that no information about the site visit should be sent to Google Analytics.

Use of Hotjar

The Hotjar service is used for us to understand more how the user is using our website, this helps us understand where we can improve and make it easier to find information. We are using the following functionality from time to time; Visitor recording, Click tracking and Form tracker. The results are only used by the Product manager and development team working on . You can decide whether to accept cookies, reject cookies or set your browser to notify you when a cookie is set. This can be done by adjusting the settings of your browser. It is also possible to delete cookies previously placed through your browser.

The Klarna website can contain links to third party websites. If you visit these websites, Klarna’s privacy statement no longer applies. These sites have their own policies and procedures with respect to privacy, which are applicable. Klarna advises you to read these policies before you use the websites.