Legal and privacy

When adding Klarna Payments to your site, you need to consider

  • Privacy and data sharing aspects
  • T&C information

Please seek legal advice to ensure compliance with applicable regulations.

Customer Data Sharing

National and/or EU rules sets certain limits to how and when you may share customer-identifying information with Klarna. EU regulations state that the customer must have clicked the Klarna option before the Merchant shares any such information. Basically this means you share privacy data at the klarna.credit.authorize call, not before. Our default setup complies with EU regulations. If you operate in another jurisdiction, you must check what kind of setup is permitted before you do the integration.

Terms and Conditions

Below is an example of what to add to your existing terms & conditions. In the text below, you only need to list the payment methods that you are using.

In cooperation with Klarna Bank AB (publ), Sveavägen 46, 111 34 Stockholm, Sweden, we offer you the following payment options. Payment is to be made to Klarna:
·         Pay later.
·         Slice it. 
·         [PLEASE ADJUST ABOVE IN ACCORDANCE WITH THE PAYMENT METHODS USED]

Further information and Klarnas user terms you can find here. General information on Klarna you can find here. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna's privacy statement.

Privacy Policy

Below is an example of what to add your existing Privacy Policy:

In order to be able to offer you Klarna’s payment options, we will pass to Klarna certain of your personal information, such as contact and order details, in order for Klarna to assess whether you qualify for their payment options and to tailor the payment options for you.  

General information on Klarna you can find here. Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna’s privacy policy.