Test Credentials

In order to try out the smoothest user experience when paying with Klarna, please request a test account by clicking below:

This section only applies to the regions:
Germany, Austria, Sweden, Norway, Finland, Denmark, Netherlands, United Kingdom
This section only applies to the regions:
United States

Purchases completed in the test environment are not processed by our production system and will not result in proper invoices or any fees collected on invoices.

Note: You may not transfer any real personal data to us during testing. Depending on which product you have integrated, we offer a few different triggers:

Klarna Checkout test triggers

In our playground (test) environment, you can use any valid address to make a test purchase. You can trigger different behaviour depending on your need. The following options are available:

Desired behaviourConsumer email address pattern
Desired behaviour
Only present pre-paid options
Consumer email address pattern
example-email**+red**@example.com

For example, you could use john.doe+red@abcstore.com as the customer’s email address to trigger a checkout that only offers pre-paid payment methods such as card.

Klarna Payments test triggers

The default response from our test environment is positive. You can use various email addresses to trigger different (stateless) behaviour depending on your need. The following options are available:

Desired behaviourConsumer email address pattern
Desired behaviour
New sign up
Consumer email address pattern
…“+require_signup@”…
Desired behaviour
Returning customer
Consumer email address pattern
any email
Desired behaviour
Show form: False (only when prescreen is enabled)
Consumer email address pattern
…“+red@"…
Desired behaviour
Approved: False
Consumer email address pattern
…“+denied@"…
Desired behaviour
Pending
Consumer email address pattern
…"+pend-{status}-{time delay}@"… * {status} the expected status after the time delay * Options are: accept or reject * {time delay} the time delay before the decision is made of {status} * Must be in two digit number format in the range 00-99

For example, you could use john.doe+require_signup@abcstore.com as the customer’s email address to trigger Klarna’s new customer sign up dialogue within the widget

Sample Data

Private person

ApprovedDenied
Personal Number
Approved
410321-9202
Denied
411028-8083
First Name
Approved
Testperson-se
Denied
Testperson-se
Last Name
Approved
Approved
Denied
Denied
Street
Approved
Stårgatan 1
Denied
Stårgatan 1
Zip Code
Approved
12345
Denied
12345
City
Approved
Ankeborg
Denied
Ankeborg
Phone Number
Approved
0765260000
Denied
0765260000
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Company

ApprovedDenied
Company Registration Number
Approved
002031-0132
Denied
002032-0131
Company Name
Approved
Testcompany-se
Denied
Testcompany-se
Street #1
Approved
Stårgatan 1
Denied
Stårgatan 1
Zip Code #1
Approved
12345
Denied
12345
City #1
Approved
Ankeborg
Denied
Ankeborg
Street #2
Approved
Lillegatan 1
Denied
Lillegatan 1
Zip Code #2
Approved
12334
Denied
12334
City #2
Approved
Ankeborg
Denied
Ankeborg
Phone Number
Approved
0765260000
Denied
0765260000
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Sample Data

Private person

ApprovedDenied
Gender
Approved
male
Denied
male
Date of Birth
Approved
07071960
Denied
07071960
First Name
Approved
Testperson-de
Denied
Testperson-de
Last Name
Approved
Approved
Denied
Denied
Street
Approved
Hellersbergstraße
Denied
Hellersbergstraße
House Number
Approved
14
Denied
14
Zip Code
Approved
41460
Denied
41460
City
Approved
Neuss
Denied
Neuss
Phone Number
Approved
01522113356
Denied
01522113356
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Sample Data

Private person

ApprovedDenied
Gender
Approved
male
Denied
female
Date of Birth
Approved
14041960
Denied
14041980
First Name
Approved
Testperson-at
Denied
Testperson-at
Last Name
Approved
Approved
Denied
Denied
Street
Approved
Klarna-Straße 1/2/3
Denied
Klarna-Straße 1/2/3
House Number
Approved
-
Denied
-
Zip Code
Approved
8071
Denied
8070
City
Approved
Hausmannstätten
Denied
Hausmannstätten
Phone Number
Approved
0676 2600000
Denied
0676 2800000
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Sample Data

Private person

ApprovedDenied
Personal Number
Approved
01087000571
Denied
01087000148
First Name
Approved
Testperson-no
Denied
Testperson-no
Last Name
Approved
Approved
Denied
Denied
Street
Approved
Sæffleberggate 56
Denied
Sæffleberggate 56
Zip Code
Approved
0563
Denied
0563
City
Approved
Oslo
Denied
Oslo
Phone Number
Approved
40 123 456
Denied
40 123 456
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Company

ApprovedDenied
Company Registration Number
Approved
999999999
Denied
811111112
Company Name
Approved
Testcompany-no
Denied
Testcompany-no
Street
Approved
Sæffleberggate 56
Denied
Sæffleberggate 56
Zip Code
Approved
0563
Denied
0563
City
Approved
Oslo
Denied
Oslo
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Sample Data

Private person

ApprovedDenied
Personal Number
Approved
190122-829F
Denied
190122-333F
First Name
Approved
Testperson-fi
Denied
Testperson-fi
Last Name
Approved
Approved
Denied
Denied
Street
Approved
Kiväärikatu 10
Denied
Kiväärikatu 10
Zip Code
Approved
28100
Denied
28100
City
Approved
Pori
Denied
Pori
Phone Number
Approved
0401234567
Denied
0401234567
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Company

ApprovedDenied
Company Registration Number
Approved
10891871
Denied
07527622
Company Name
Approved
Testcompany-fi
Denied
Testcompany-fi
Street
Approved
Kiväärikatu 10
Denied
Kiväärikatu 10
Zip Code
Approved
28100
Denied
28100
City
Approved
Pori
Denied
Pori
Phone Number
Approved
0401234567
Denied
0401234567
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Sample Data

Private person

ApprovedDenied
Gender
Approved
male
Denied
male
Date of Birth
Approved
10071970
Denied
10071970
First Name
Approved
Testperson-nl
Denied
Testperson-nl
Last Name
Approved
Approved
Denied
Denied
Street
Approved
Neherkade
Denied
Neherkade
House Number
Approved
1
Denied
1
House Extension
Approved
XI
Denied
XI
Zip Code
Approved
2521VA
Denied
2521VA
City
Approved
Gravenhage
Denied
Gravenhage
Phone Number
Approved
0612345678
Denied
0612345678
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Sample Data

Private person

ApprovedDenied
Personal Number
Approved
0801363945
Denied
0801373501
First Name
Approved
Testperson-dk
Denied
Testperson-dk
Last Name
Approved
Approved
Denied
Denied
Street
Approved
Sæffleberggate 56,1 mf
Denied
Sæffleberggate 56,1 mf
Zip Code
Approved
6800
Denied
6800
City
Approved
Varde
Denied
Varde
Phone Number
Approved
20 123 456
Denied
20 123 456
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow

Company

ApprovedDenied
Company Registration Number
Approved
27968880
Denied
99999993
Company Name
Approved
Testcompany-dk
Denied
Testcompany-dk
Street
Approved
Sæffleberggate 56,1 mf
Denied
Sæffleberggate 56,1 mf
Zip Code
Approved
6800
Denied
6800
City
Approved
Varde
Denied
Varde
Phone Number
Approved
20 123 456
Denied
20 123 456
Email
Approved
youremail@email.com
Denied
youremail@email.com
For a pending flow, please use the approved test person with one of these emails:
Approved
 
Denied
 
Pending → Approved
Approved
pending_accepted@klarna.com
Denied
Not available for the pending flow
Pending → Denied
Approved
pending_denied@klarna.com
Denied
Not available for the pending flow
Due to the BillPay set up, apply this special conditions for testing Switzerland:

You can only have 3 open orders per customer. Therefore please use different names. The value of the order must be less than CHF1000. Please do not use the word ‘test’ as either a name or surname or the special character “”+"" if you want to get your order approved.

Test credit card

Credit card number: 4111 1111 1111 1111
CVV: 123
Exp: 12/16 (Or any other valid date in the future)